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Tips To Help You On Your Legal Journal

Most people do not have much experience with attorneys, so if finding a good one becomes necessary they may not know where to begin. There are many good and honest lawyers available to represent you. The information in this article will help you know for sure you have found the right one.

Make a budget when it comes to paying for legal fees. If you contact an attorney and they are above your price range, try to find someone else. While there is nothing wrong with going a little over your budget, you do not want to choose a lawyer that you will have trouble trying to pay.

Make it clear up front that you would like your legal fee agreement in writing from your lawyer. This will help you avoid the surprise of an unexpectedly high bill. Make sure that all expenses and fees are itemized, so that you'll have a clear understanding of what exactly you are paying for.

It is important to think about the specialty of a lawyer your are hiring. You want to make sure you hire the lawyer you need. You do not want to hire a lawyer that specializes in criminal law to do your estate planning. Choosing a lawyer that specializes in whatever area of law you need, will guarantee you get someone who has a lot of experience in that area and can do a good job.

Even if you feel intimidated, never be too shy to express your concerns and fears to your attorney. An effective lawyer will always be willing to update you on the status of your case. If your attorney is being tight-lipped, it might be necessary to fire him and find someone else.

A good tip to remember when working with a lawyer is to try and get as much done in possible in one meeting. You're going to pay a lot more to schedule different meetings to discuss multiple things. Going over several topics in one meeting can save you a lot of money.

Go with a specialist when you really need one. If you are in a jam, and it's regarding something very specific a general practitioner may not have the know how to help you in the way that you deserve! Yes, a specialist may be more money, but your chances will be much better with the expertise that's brought to the table.

You need to have a smooth working relationship with your attorney, so it's important that you get along well. No matter how much experience and expertise the lawyer has, you're not going to work well together if you don't hit it off in your first few sessions together. Follow your instincts and choose a lawyer who has a good personality.

If you feel like your lawyer is not being up front with you about all of the fees involved, do not think twice about hiring someone else. Usually when lawyers are shifty about financial details it means that they have something to hide. Make it easier on yourself and ask this question right away.

Ask lawyers if you can do any tasks to cut down on costs. Maybe you can assist in getting the court appearance paperwork ready. You can ask if you may personally pick up any documents so your law office doesn't add doing that to the bill.

If you are considering a lawyer, don't hesitate to ask for a small list of past and current clients. Good lawyers share this information because they are confident in their abilities. Contact the clients on the list to ask them how they feel about the services they were given.

Before engaging an attorney, put in the time and effort required more info to find just the right one. This is not a situation that can be trusted to a Yellow Pages listing or online referral. Be sure to visit various lawyers and be very clear about terms and conditions before ever starting any sort of legal proceeding.

If you are in need of a specialist when it comes to lawyers, don't hire a general lawyer. Instead, look for one who has proven experience in your area of concern. You can find specialty lawyers to deal with tax problems, real estate situations and business matters. Don't just go with a family lawyer to deal with these types of situations.

Dealing with a lawyer can be stressful or it can be productive. Make your time with a lawyer time well spent. Use what you learned here and you will be on the right path when it comes to dealing with lawyers. A good lawyer is invaluable and that is what you need.

Auto insurers play hardball in minor-crash claims

ATLANTA, Georgia (CNN) -- If you are injured in a minor car crash, chances are good that you will be in the fight of your life to get the insurance company to pay all the medical costs you incur -- even if the accident was no fault of your own.

That's what CNN discovered in an 18-month investigation into minor-impact soft-tissue injury crashes around the country. Those are accidents in which there is little damage to the vehicle and the injuries to people are not easy to see by the naked eye or conventional medical tools like X-rays.

Since the mid-1990s, most of the major insurance companies -- led by the two largest, Allstate and State Farm -- have adopted a tough take-it-or-leave-it strategy when dealing with such cases.

The result has been billions in profits for insurance companies and little, if anything, for the public, according to University of Nevada insurance law professor Jeff Stempel.

"We can see that policyholders individually are getting hurt by being dragged through the court on fender-bender claims, and yet we don't see any collateral benefit in the form of reduced premiums even for the other policyholders," Stempel said.

"So I think now we can say to continue this kind of program is in my view institutionalized bad faith."

If you have never heard of the strategy, it's because insurance companies don't want you to know that they are paying out less and less for minor crashes even while their profits soar and your premiums continue to rise.

But after a review of more than 6,000 company documents and court records, interviews with a dozen people nationwide, including former company insiders, and conversations with accident victims, the picture is clear: If you challenge the offer by some insurance companies you will be left with no option but to go to court, where you will be dragged through the wringer.